Halifax House Price Index
According to reporting in The Intermediary, Halifax recorded the strongest monthly rise since January, with prices increasing by +0.6% in October. This takes the average UK house price to £299,862.
Halifax attributed the rise to resilient demand and an uptick in mortgage approvals.
You can view the full Halifax report here – Halifax House Price Index
Nationwide House Price Index
Nationwide’s latest figures, reported via The Intermediary, showed that annual house price growth edged up to +2.4% in October.
They also reported modest monthly growth, continuing the theme of a steady-but-resilient market.
Robert Gardner, Nationwide’s Chief Economist, commented:
“UK house prices increased by 2.4% year-on-year in October. Affordability remains stretched, but we continue to see signs of gradual improvement.”
You can view the full Nationwide report here – Nationwide House Price Index
Rightmove Asking Price Index
Rightmove’s latest commentary, summarised in Mortgage Strategy, reported that asking prices softened in the run-up to the Autumn Budget, with sellers pricing more competitively to secure committed buyers.
Rightmove noted that this seasonal slowdown has arrived earlier than usual, with many sellers now prioritising realistic pricing.
Tim Bannister, Director of Property Science at Rightmove, said:
“Sellers are increasingly adopting competitive pricing strategies as we head into the Budget. Buyers now have more choice, and this is naturally exerting downward pressure on asking prices.”
You can view the full Rightmove report here – Rightmove House Price Index
Hometrack / Zoopla UK House Price Index
Their latest Hometrack data showed annual house price growth of around +1.3%, with stronger performance in more affordable regions and slower momentum in higher-value southern markets.
You can view the full Hometrack report here – Hometrack UK House Price Index
Our Thoughts
This month’s data continues to paint a picture of stability rather than acceleration.
Key themes emerging across the reports:
- Halifax’s figures suggest a meaningful monthly rebound, reflecting improved buyer confidence.
- Nationwide’s steady annual growth of 2.4% reinforces the idea of a market that is holding up, even with affordability constraints.
- Rightmove’s early seasonal dip highlights the reality of price-sensitive buyers and the importance of realistic seller expectations.
- Hometrack’s regional data shows that markets with better affordability are continuing to outperform the more expensive southern regions.
For buyers:
More stock and competitive pricing could make this a favourable time to negotiate, especially if your mortgage is already agreed or in progress.
For sellers:
Realistic pricing remains crucial. Well-priced homes are still attracting committed buyers, but over-pricing can prolong time on the market.
Looking ahead:
Economic conditions, particularly interest-rate expectations and the upcoming Budget, will continue to shape buyer sentiment.
We expect the market to remain steady rather than see any sharp movements in either direction.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Information correct at time of writing – November 2025.
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