Easy Street Financial Services 9 Category: Remortgaging

The key points for writing a Will

It is estimated that up to 70% of people in the UK don’t have a Will. This is interesting given how many people know they need one. One of the reasons is not really understanding them, so here are the key points for writing a Will. 5 Top Reasons why people Make a Will...

July Update – Interest Rates

The Bank of England Base Rate remained unchanged at 5.25% at the last meeting.  Many felt that it was unlikely that there would be a cut, regardless of the usual factors, because of the desire to remain neutral during the General Election. However, the latest...

Is it worth making overpayments on my mortgage?

One question that is often asked is whether making regular overpayments on your mortgage is actually worth it.  When considering this, it’s important to understand how both the benefits and drawbacks tie in line with your individual circumstances and financial...

June Update – Interest Rates

Bank of England Base Rate The Bank of England Base Rate remained unchanged at 5.25% in May.  There was speculation that the rate may be reduced at the next meeting on June 20th. However, since the Prime Minister announced a General Election and with inflation...

What is Income Protection and why is it important?

When it comes to insurance, many people start with life insurance. The reasons for this are usually linked to inevitability, being the biggest concern and that is used to be conditional with some mortgage lenders (this is usually no longer the case). In actual fact,...

Should I switch to an interest only mortgage?

As mortgage rates have increased, many people have explored different options to try and keep their monthly payments as low as possible. Should I switch to an interest only mortgage is a question that has been asked more in recent times, especially in light of the...

May Update – Interest Rates

The Bank of England Base Rate As anticipated, the Bank of England has opted to keep the interest rate steady at 5.25%, maintaining its position at this 16-year high for the sixth consecutive time.  The decision, favored by a 7-2 vote from the Monetary Policy...