This is a common question when it comes to mortgage related insurance. However, before answering this, the question itself needs closer inspection. Is it mandatory to have life insurance to get a mortgage? This is usually what people mean. In other words, is the...
As mortgage rates have increased, many people have explored different options to try and keep their monthly payments as low as possible. Spreading the payments over a longer period could reduce the monthly outgoing, but there are other important considerations when...
The Bank of England decided to keep rates at 5.25% for a fifth consecutive time in March which wasn’t a huge surprise. Bank of England Governor Andrew Bailey has previously said the Bank would wait for firm evidence that inflation was under control before it cuts...
Most of the main House Price reports suggested that February showed some positive growth for house prices.
As mortgage rates have increased, many people have explored different options to either lower their monthly payments or reduce the total amount of interest they pay overall. One option could be to make a lump sum overpayment, but is it a good idea to use your savings...
Most of the main House Price reports suggested that February showed some positive growth for house prices.
Mortgage rates have generally been reducing since the end of 2023, however February has seen a general increase. Major lenders including HSBC, Natwest, Nationwide and Virgin Money increased their rates in February. Although the increases vary, they have been generally...
Remortgaging isn’t just about switching lenders - it’s about seizing opportunities to save money and secure more favourable mortgage terms. At Easy Street, we understand the importance of reassessing your mortgage periodically to ensure it aligns with your financial...
Taking those first steps onto the property ladder can be both thrilling and overwhelming. At Easy Street, we understand the mix of emotions and the multitude of questions that come with being a first-time buyer. That’s why we’re here to guide you through the process,...
Bank of England Base Rate Following its meeting concluding on January 31, 2024, the Monetary Policy Committee (MPC) of the Bank of England made a decision with a majority vote of 6–3 to maintain the Bank Rate at 5.25%. Notably, two members voted for an...
