This guide will help you calculate the right amount of life insurance based on key financial factors, including your mortgage, debts, family needs, and future financial goals.
Fixed or variable mortgage?
Both options have pros and cons, and the right choice depends on your financial situation, risk tolerance, and future plans. In this guide, we’ll break down the key differences to help you make an informed decision.
March Update – Interest Rates
The Bank of England decided to hold rates at 4.5% this month. This was a widely predicted outcome which was supported by the fact that the Monetary Policy Committee (MPC) voted 8-1 in favour of.
March Update – House Prices
The latest house price reports suggest that prices have remained reasonably flat over the last month. Find out more in our latest house price update.
How Often Should You Review Your Insurance Policies?
Life is constantly changing, and so are your financial and personal circumstances. That’s why it’s essential to regularly review your insurance policies to ensure they still meet your needs.
How Early Should you Remortgage?
Remortgaging to stay on competitive rates and avoid standard variable rates has always been a priority. However, in recent years this has been particularly important as rates have increased and experienced volatility.
February Update – House Prices
The latest house price reports suggest that growth has continued, but annual growth has slowed. Find out more in our latest house price update.
February Update – Interest Rates
The Bank of England decided to reduce the base interest rate by 0.25% at their last meeting. This meant that the rate reduced from 4.75% to 4.50%.
Life events and Financial Planning
Life changes all the time and these changes can have a significant impact on your financial situation. Here are some of the events that occur and things to think about.
January Update – Interest Rates
The Bank of England held rates at 4.75% in December which was expected. However, some are predicting that there could be a 0.25% cut at the next meeting in February.