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The Latest News From Easy Street
How Often Should You Review Your Insurance Policies?
Life is constantly changing, and so are your financial and personal circumstances. That’s why it’s essential to regularly review your insurance policies to ensure they still meet your needs.
How Early Should you Remortgage?
Remortgaging to stay on competitive rates and avoid standard variable rates has always been a priority. However, in recent years this has been particularly important as rates have increased and experienced volatility.
February Update – House Prices
The latest house price reports suggest that growth has continued, but annual growth has slowed. Find out more in our latest house price update.
February Update – Interest Rates
The Bank of England decided to reduce the base interest rate by 0.25% at their last meeting. This meant that the rate reduced from 4.75% to 4.50%.
Life events and Financial Planning
Life changes all the time and these changes can have a significant impact on your financial situation. Here are some of the events that occur and things to think about.
January Update – Interest Rates
The Bank of England held rates at 4.75% in December which was expected. However, some are predicting that there could be a 0.25% cut at the next meeting in February.
January Update – House Prices
UK house prices ended 2024 on a Strong Footing. The latest Halifax House Price Index reported a small monthly decline in December of -0.2% making the average price £297,166.
Why doesn’t the Bank of England Rate change Mortgage Fixed Rates?
The link between changes in the Bank of England’s base rate and mortgage rates is often misunderstood. After the base rate changes, many people ask, “What does that mean for mortgage interest rates?”
December Update – House Prices
The latest reports are positive for house prices. In spite of what feels like a challenging market. We take a look in our latest House Price update.
December Update – Interest Rates
Generally, many are predicting the rate to reduce throughout 2025. Depending on the source, predictions are that they could reduce by between 0.75% – 1.25% by late 2025 to early 2026.