Company Director Mortgages

Borrow more, pay less and get the home you really want, even if you pay yourself a lower salary.

Get Started

Fill in this quick form or call us to arrange an initial chat. Let’s help you borrow more, pay less and get the home you really want.

By submitting this form, you are agreeing to our privacy policy

Your home or property may be repossessed if you do not keep up the repayments on your mortgage.

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Larger Mortgages

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Lower Rates

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Faster Decisions

Struggling to Get a Mortgage as a Company Director?

You run a profitable business. You’ve built something solid. But when it comes to getting a mortgage, you’re being treated like a high-risk applicant.

That’s the painful truth many company directors face — and it’s often a shock.

You go to your bank or a generic broker, and suddenly you’re told you can’t borrow enough, you can’t ‘afford’ it or you don’t meet the criteria.

But Why?

Because most lenders don’t understand how company directors pay themselves

They look at your dividends — not your full profit picture. They ignore retained earnings. And if you’ve only got one year of accounts, or switched from sole trader to limited company, your application is often rejected before it’s properly assessed.

Even if you can get a loan, it’s often far less than what you could comfortably afford.

It’s frustrating. It’s unfair. It’s holding people like you back.

Here’s the Good News

At Easy Street, we specialise in helping business owners and directors get the mortgage they actually qualify for — based on the real strength of their business.

We work with lenders who:

✓ Accept one year’s accounts

✓ Consider your share of profit, not just drawings

✓ Understand sole trader to limited company transitions

✓ Use latest year’s income (not outdated averages)

✓ Assess pre-tax income, where appropriate

We know how to present your case so that it’s understood — and approved.

Let’s Help You Move Forward

Whether you’re buying a new home, remortgaging, or just planning ahead — we’ll help you unlock your full borrowing power without disrupting your tax planning or financial goals.

– Free, no-obligation consultations
– Expert advice tailored to business owners
– Access to thousands of products from 150+ lenders

Just fill in a few quick details or call us on 0333 772 0672.

Let’s talk about what’s really possible.

CALL ME BACK

Get Started

Fill in this quick form or call us to arrange an initial chat. Let’s help you borrow more, pay less and get the home you really want.

By submitting this form, you are agreeing to our privacy policy

Your home or property may be repossessed if you do not keep up the repayments on your mortgage.

Why Choose Us?

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Bigger Choice

Access 2000+ mortgages from 150+ lenders, including private banks, exclusive rates and specialist lenders you can’t approach directly to find the deal that’s right for you.

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Higher Approval Rates

Many company directors are declined simply because their application didn’t land with the right lender. We don’t leave that to chance. We only apply when we know your case fits the lender’s criteria. Plus, our direct relationships with banks often mean we can secure deals that fall outside the usual lending rules.

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Faster Decisions

By knowing exactly which lenders to approach and what they need to see, we can often get decisions much faster than going direct. Our close relationships with underwriters also mean we can speak to the right people to keep things moving – cutting out delays and saving you time.

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Borrow More

Many lenders only look at dividends, but we work with those who’ll consider your share of profit – even if you’ve left it in the business. Some will use your latest year’s figures rather than an average, and others look at pre-tax profits to boost what you can borrow. We’ll quickly match you with the lender who can offer the most, based on how your income is structured.

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Pay Less

We always aim to find the most cost-effective mortgage that meets your needs. Many clients are surprised to learn they qualify for better rates with mainstream lenders – even if they assumed a specialist deal was their only option. Plus, we have access to exclusive rates that you won’t typically find through other banks or brokers.

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Save Time, Effort & Money

With a streamlined process and experienced team, you’ll get a personal service from start to finish. We’ll handle the paperwork, chase the banks, and keep things moving – so you don’t have to. It’s all about making your mortgage journey as smooth and stress-free as possible.

All advice is provided with your best interests at heart and tailored to your personal circumstances.

Steven Crutchley

13:48 14 Jan 26

Easy Street Financial Services have been amazing in helping us secure a Mortgage for our first home. The process was very new to us, but we felt in good hands.

Darren Mclaughlin in particular has been excellent. He was extremely friendly and explained everything to us clearly and concisely at each stage.

He was quick to respond to any queries that we had and made the whole process very easy. I would highly recommend Easy Street Financial Services.

Kinga Wryk

22:19 07 Jan 26

Great service from start to finish. Communication was excellent and very quick via both email and phone. The team was knowledgeable, professional, and always available to help and guide me through the process. They took the time to understand my needs and suggested the best solution. I had the pleasure of working with Ian, Carly, Debbie, and Joanne, who were all great. Highly recommend.

Matt Ward

10:15 15 Dec 25

I have been a customer of Easy Street Financial Services Limited and the service we have received from Carly and Debbie is great (and of course Ian too!). Thanks!

louise mawson

12:14 01 Dec 25

Both Darren & Debbie are excellent, outstanding services we have received from Easy Street for several years.
Highly recommend.

Sonia Jenkins

18:07 26 Nov 25

I worked with Easy Street to obtain a re mortgage for our family home. Being self employed is often tricky but both Ian and later Darren were knowledgeable and helpful. Darren was responsive and made the whole process very easy. Would not use anyone other than Easy Street now! Can not recommend highly enough

Georgia Taylor

09:01 20 Nov 25

Ian and his team are extremely knowledgeable and supportive. EasyStreet filled me with confidence and removed all stress from that side of things when it comes to moving home. I would highly recommend and will always use them in the future.

Matthew Perkins

06:18 21 Oct 25

I’ve used Easy Street over a number of years. Great service and knowledge. As a business owner it can be difficult sometimes to get lending and financial products but Ian and the team have always delivered.

Holly Fry

12:05 19 Sep 25

I had a great experience using Easy Street and Darren Mclaughlin helped me through getting my mortgage offer as a first time buyer! Darren was so on it with emails and calls and made me feel like I really understood the whole process as this can feel really daunting when you have no clue about it. I really appreciated how he explained everything and would highly recommend Darren and Easy Street - will definitely be using again in the future.

Josh

12:02 12 Jun 25

Easy Street has helped with my mortgage and various insurance quotes. They have been incredibly friendly and helpful and are very accommodating of people who do not understand the process of buying a home. I have dealt with Ian, Carly and Debbie and they have all been brilliant! Would 100% recommend!

Neil Peters

17:45 24 Mar 25

Amazing service from everyone at Easy Street and knowledgeable.

Katherine Schneider

00:01 26 Feb 25

We have been using Easy Street for 15 years and have always had the best customer service, follow-through and advice from them. We have nevre thoght of moving elsewhere as they've just been a pleasure to deal with from the get-go, even though we have moved home and countries multiple times and they've had to juggle all sorts of changes to our circumstances.

Damon Willgoss

17:00 25 Feb 25

Really good advice, whole team in office very efficient. Amazing service

Joe Black

11:53 22 Jan 25

First class service from Carly and Ian. Really pleased with the guidance we've had throughout our mortgage process. I highly recommend Easy Street to anyone looking for expert mortgage advice.

Damian Howell

15:37 15 Jan 25

Professional. Empathetic. Understanding. Caring are just a few of the words that describe the team. They have kept me in the loop at every stage and anywhere in between. No question asked was ever left unanswered and they clearly have their customer at heart and put them first. Your goal is their goal and to know I had the support of them all had made this process much more enjoyable. I cannot recommend highly enough to you for your mortgage needs.

Imogen Caird

13:28 12 Jan 25

I had another excellent experience with Easy Street. Carly was really helpful ensuring that I got the best deal for my remortgage and getting in contact every time the rates changed. Carly took the time to understand my specific needs and answer all my questions. Debbie was also great in keeping me up to date with the progress of my application. I look forward to using them again in the future.

carlie swancott

15:36 08 Nov 24

We have worked with Easy Street since 2018 for both our residential mortgage and our BTL portfolio mortgages, building up a strong rapport with Darren and Debbie who always go above and beyond. Highly recommended, wouldn’t go anywhere else!

lloyd nicholls

09:12 07 Nov 24

Carly / Debbie helped us re-mortgage which significantly reduced our outgoing costs. Warm, friendly and as problem free as can be.

Recommended.

Pierre-Marie Robert

22:02 26 Oct 24

I used Easystreet services for my mortgage two times. Carly and Ian are experienced, smart, responsive, clear and transparent. Nice people with a mindset of keeping clients happy in the long term.
It saved me a lot of time to take Easystreet services in the paperwork of mortgage application.