As mortgage rates have increased, many people have explored different options to either lower their monthly payments or reduce the total amount of interest they pay overall. One option could be to make a lump sum overpayment, but is it a good idea to use your savings...
March Update – House Prices
Most of the main House Price reports suggested that February showed some positive growth for house prices.
March Update – Interest Rates
Mortgage rates have generally been reducing since the end of 2023, however February has seen a general increase. Major lenders including HSBC, Natwest, Nationwide and Virgin Money increased their rates in February. Although the increases vary, they have been generally...
Remortgaging Made Easy
Remortgaging isn’t just about switching lenders - it’s about seizing opportunities to save money and secure more favourable mortgage terms. At Easy Street, we understand the importance of reassessing your mortgage periodically to ensure it aligns with your financial...
Useful Information for First-Time Buyers
Taking those first steps onto the property ladder can be both thrilling and overwhelming. At Easy Street, we understand the mix of emotions and the multitude of questions that come with being a first-time buyer. That’s why we’re here to guide you through the process,...
February Update – Interest Rates
Bank of England Base Rate Following its meeting concluding on January 31, 2024, the Monetary Policy Committee (MPC) of the Bank of England made a decision with a majority vote of 6–3 to maintain the Bank Rate at 5.25%. Notably, two members voted for an...
February Update – House Prices
The latest findings from the Halifax House Price Index reveals interesting trends in the UK housing market. It states that in January, the average house price increased to £291,029, marking a notable uptick of +1.3% compared to December 2023. In cash...
January Update – House Prices
As we move in 2024, House Prices remain a key subject with people looking for green shoots after what has been a challenging time. Reports Summary The Halifax Housing Report for December suggested that house prices had increased by 1.1% in December and this was the...
Exploring Your Options For Home Mover Mortgages
Moving house is a significant life event – a thrilling yet complex journey that requires careful consideration at every turn. Among the many decisions you'll face, one of the most crucial is how to secure a mortgage for your new home. At Easy Street, we're here to...
Your Guide to Buy to Let Mortgages
Whether you’re renting out a property you already own or are considering a new investment, securing a dedicated Buy to Let mortgage is essential. At Easy Street, we're here to assist you in finding the perfect Buy to Let mortgage that suits your needs and aspirations....